Hey Jazz, I was in the same position as you in 2012. I was drawn to the low sticker price and a 3 year old tractor. Some quick advice I will give you is think about what kind of horse power and hydraulic capacity you will need down the road. A smart farmer once told to always buy more capacity then is needed in case you decide to upgrade. It gets costly if you have to trade up all the time unless your on a lease program every 3 years. the hydraulic capacity is around 45 gpm and pulling a disc drill with one fan and the down pressure from the drill all but consumed all of the hydraulics. Running the hydraulic pump at 45 gpm was always loud and the oil was super hot. I always was worried about the oil pump. Probable why some other posters here have had oil coolers go. Yes the m11 is a little better in fuel consumption but I always felt under powered and was told that turning up the fuel pump is not a good thing to do. I was very disappointed with the lugging power of the m11 especially when I grew up with the N14. In the Red River valley we need at least 400 hp for pulling 40 ft. Don't want to dampen your spirits on the 2375 but just want you to know the cons. It is made very cheap. If you are concerned about the cost of a deere maybe finance it 2 years longer than the versatile. Just my two cents but I think you will be amazed at the difference in quality and features on the 9520 0r 9530. I know budgets are tight but what is worse is when you buy something that doesn't meet your needs. The pull cable for the hydraulics is always a problem, and the outside dual rims are a bugger to take off if needed. I think a good 9884 versatile with low hours would be a better tractor in your case on a tight budget. Good luck!