Join Date: Apr 2014
Location: central manitoba
Mentioned: 2 Post(s)
Quoted: 909 Post(s)
Have never seen or heard of a chart like that, sounds a little "screwy" to me. The damage should be the damage, black and white. Hail insurance has been the only insurance I have ever been happy with. Had some canola hailed on a few years ago in later bloom, had a good adjuster that explained to me how they come up with their numbers, can't recall how they they did it now, but there was never an adjustment for the timing of the plant. Even though you signed it, I believe you still have the right for a re-adjustment if you aren't happy. We did that with some oats the same year as the canola was hailed, signed off on the first adjustment, then when we got into it with the combine could see it was worse, called them back and they looked it over and gave another 20-25% damage.
Good luck, sorry about the hail.
It's easy enough to be pleasant, when life goes by like a song. But the man worth while, is the man with a smile, when everything goes dead wrong!
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