skittle, did your dealer show you a list price as well? If so, compare the list price with the cash price and see what the difference is. You might try the CaseIH online configurator and build your combine exactly to specs there (if you hadn't already). That will give you a list price. Then you can see just how much of a discount the dealer is offering. There should be some company sponsored programs you can use in the purchase, so you might ask your dealer about those. Hope this helps.