Canola is a funny thing. It can heat at 8% moisture, and store well at 12. The key is temperature.
I have never lost a whole bin, but I have lost grade on the top few hundred bushels where the moisture goes when it heats up. This was canola at 9 per cent moisture which had been combined less than ten days. For that reason I DO have sympathy, because it can happen SO FAST!!! I have also had it "set" in the bin, but still be cold, yet hard to make flow, yet it never had heat damage. So it can act weird that way too.
Milligan in Foam Lake pays fairly well for heated stuff, relative to other places by a long shot. At least now, if you do "lose" a bit, so long as it goes through an auger, they will take it, and pay you for it.
Three years ago, I had to chip part of a bin out with a steel rod and spades, but it had little heat damage. It was just weird.
I hear about bins heating up every year. I have no aeration, and have had few issues. I just try to combine it at 8% or less, and if I have the choice, I combine something else on hot days. I also do not have massive bins, and I out the canola in the smaller bins, which lessens the insulating factor of the grain, allowing it to cool naturally quite well.
This year I heard of a first: Rusty grain beetles in canola. I had not heard of that before...